Apple says Live Rewind on Apple Watch cannot be used secretly because activation requires a deliberate double press of the Digital Crown, plays a chime, and shows a full-screen animation with a microphone indicator. The chime plays even when the watch is muted or headphones are connected. After activation, Live Rewind shows only a text […]
Apple’s Apple Watch Ultra 4 technical specifications list precision dual-frequency GPS with GPS, Galileo, QZSS, and BeiDou, but GLONASS is missing. The older Apple Watch Ultra specification page lists GLONASS alongside those systems. That makes the omission a real change in Apple’s published wording, although Apple does not explain whether it reflects hardware, software, regional […]
Some Apple Watch users who upgrade to the Series 12 or the Ultra 4 might temporarily lose access to hypertension notifications.
On the watchOS feature availability page, Apple says notifications might not be available on the Series 12 or Ultra 4 at launch because regulatory clearances are in process.
Hypertension Notifications may not be available on Apple Watch Series 12 or Ultra 4 in your region, as additional regulatory clearances for these devices are in process.
The warning applies to 33 countries and regions, including Canada, Australia, India, Brazil, Singapore, Japan, Taiwan, South Africa, South Korea, and the UAE, with a full list on Apple's website.
The Apple Watch Series 12 and Apple Watch Ultra 4 have revamped sensors and a new Health Sensing System. Apple added new optical and electrical heart sensors for more frequent and accurate tracking, and the change appears to require new regulatory approval in some locations.
What's new:
ECG - The electrodes in the watch cover more surface area for improved skin contact during ECG readings.
Optical sensing - Redesigned photodiodes are organized in a ring to capture light more efficiently.
Heart rate measurement - Larger, power-efficient green LEDs in the optical heart rate sensor allow the new watches to measure heart rate every five seconds all day, offering more data on a user's fitness and physiological state. Real-time heart rate is available in the updated Heart Rate app, and Exercise and Move Activity rings are more accurate. HRV is also measured as often as every five minutes.
Apple Watch users who get these notifications today may lose the option when upgrading to the Series 12 or Ultra 4 until regulatory clearance is granted.
Countries not on Apple's list with a footnote will continue to get notifications as usual. This includes the United States, UK, and all EU countries.
The new Health Sensing System on Apple Watch Series 12 and Apple Watch Ultra 4 features new optical and electrical heart sensors, enabling higher-frequency heart rate and heart rate variability (HRV) measurements, a new readiness score, a more comprehensive Vitals overview with the addition of HRV, and an updated Heart Rate app.
[…]
Apple Watch Series 12 and Apple Watch Ultra 4 introduce readiness — a new feature that analyzes a user’s recent activity, vitals, and sleep score, and then provides a single 0-10 score each day with a clear, actionable recommendation: Recover, Pace Yourself, Ready, or Go For It. This helps a user decide how to take on their workday or tackle their training plan.
[…]
A new Longevity tab analyzes a user’s longitudinal health data for deeper insights into heart health, sleep, mental wellbeing, movement health, metabolic health, hearing, and nutrition. The tab includes Health Age, a new feature that uses Apple Watch data to show users how their metrics are tracking relative to their chronological age, informed by the best available science.
Engineered with the new Health Sensing System and S11 chip, Apple Watch Ultra 4 delivers the most accurate heart rate sensing in a wearable, higher-frequency heart rate and heart rate variability (HRV) measurements, and a new readiness score to support athletes of all kinds. Apple Watch Ultra 4 also offers extended battery life to track outdoor workouts for up to 45 hours and the most accurate on-device GPS in a sports watch.
[…]
For everyday use, Apple Watch Ultra 4 now offers more than two days of battery life, up to 50 hours. In Low Power Mode, it offers up to 84 hours of battery life. Charging is now faster than ever: Just 15 minutes adds up to 18 hours of additional battery life.
[…]
The pedometer model has been completely redesigned with new machine learning algorithms and the S11 chip to provide more accurate distance measurements during indoor walk or run workouts, and more accurate step counts all day.
The Ultra 2 was sold to me as the watch that can do Siri without network connectivity. That was very useful to me to leave reminders for stuff I think about while on a run without the phone.
3 years later, Apple releases the OS 27 versions and Siri got improved to the point where it can’t work on-device any more on said Ultra 2
So to get the feature back which I paid for and which was specifically used to sell me the device and which now has been taken away from me, I just have to… buy the next hardware generation?
And how long will that last before they decide to remove the feature again?
With the new Health Sensing System and S11 chip, Apple Watch Series 12 delivers higher-frequency heart rate and heart rate variability (HRV) measurements, which power an enhanced suite of health and fitness features including a new readiness score.
[…]
Apple Watch Series 12 is designed to be as individual as the person wearing it and is available in an array of beautiful finishes, including dark bronze, black, light gold, and space gray aluminum, and radiant gold and natural titanium. It is also available in a stunning ceramic material, in pearl white and night blue. Aluminum models now feature Ceramic Shield 2, which is tougher than any smartwatch glass and 60 percent tougher than the Ion-X of previous aluminum models.
[…]
Apple Watch Series 12 continues to offer up to 24 hours of everyday battery life and now offers up to 10 hours of battery life during an outdoor workout — 25 percent more than the previous model.
[…]
Apple Watch Series 12 starts at $399.
It sounds like the S11 is the biggest update to the SOC in a while, but I haven’t seen much coverage of it yet.
While the Apple Watch Series 12 with a 42mm case maintains a starting price of $399, the 46mm model has received a $20 price increase and now starts at $449.
Nesta madrugada de quarta para quinta-feira — depois de um evento da Apple —, economize com a nossa seleção de promoções na App Store!
Apesar de já termos uma ferramenta semelhante nativamente no iOS/iPadOS, o Snap Markup – Annotation Tool é um bom utilitário para marcações em fotos.
Toque no canto inferior esquerdo da tela para escolher a origem do arquivo. Selecione uma imagem da sua biblioteca, tire uma foto ou abra uma página na internet.
Linhas, formas geométricas, setas, números e textos podem ser adicionados em imagens ao simples toque de um botão. Marque o que desejar e compartilhe tudo sem sair da tela do Snap Markup.
Se você procura um aplicativo que vá além do recurso nativo do iOS/iPadOS, baixe agora!
Confira outros jogos/apps que, juntos, somam quase R$140 em descontos:
Jogos
História interativa.
Jogo de tabuleiro.
Puzzles.
Aplicativos
Criação musical.
Utilitário para o tempo e estações.
Atividades físicas rápidas.
Aproveite as ofertas e até amanhã! Lembrando que elas são sempre por tempo limitado, então é bom correr. 🏎️
Hoje, com a revelação dos Apple Watches Series 12 e Ultra 4, a Maçã também anunciou um novo conjunto de recursos chamado Inteligência de Áudio (Audio Intelligence), composto pelas funções Reconhecimento de Som (Sound Recognition), Reconhecimento de Música (Music Recognition), Live Rewind e Siri Recap.
Parte da Apple Intelligence e exclusivas desses novos relógios, essas ferramentas analisam o som ambiente — que, em alguns casos, é captado constantemente — para alertar o usuário sobre sons importantes, ajudá-lo a descobrir o título de músicas, recobrar algo que foi falado nos últimos instantes e revisar anotações sobre as suas principais conversas ao longo do dia, respectivamente.
Por mais bem intencionados que esses recursos possam ser, no entanto, é natural que alguns usuários torçam o nariz para eles — afinal, a ideia de ter um dispositivo monitorando tudo o que você fala (e que falam para você) sem interrupções pode ser um tanto… preocupante, principalmente do ponto de vista da privacidade — um assunto tão abordado pela Apple.
E foi muito provavelmente pensando nessas pessoas que a Apple colocou no ar uma extensa página de suporte que detalha o funcionamento dessas ferramentas, além de explicar quais medidas de segurança foram tomadas para proteger usuários que decidirem ativar essas ferramentas. A empresa também publicou um documento [PDF] que mergulha ainda mais nas minúcias dessas novidades, as quais dependem não só do poder de fogo do novo SiP 1System in a package, ou sistema em um pacote.S11, como também dos seus recursos de segurança embutidos.
Para início de conversa, a Apple deixa claro que todos esses recursos são completamente opcionais; o Reconhecimento de Som, por exemplo, precisa ser configurado nos Ajustes (Settings) do iPhone, de modo que ele só vem ativado por padrão no Apple Watch caso o recurso equivalente do iOS já tenha sido ativado anteriormente pelo usuário no iPhone. Outras ferramentas, como o Reconhecimento de Música, podem ser ativadas diretamente nos Ajustes do Apple Watch (caso já não tenham sido ativadas anteriormente).
Divulgação/Apple
O Live Rewind, por sua vez, entra em cena apenas quando o usuário dá um clique duplo na Digital Crown, mostrando em seguida uma transcrição dos últimos 15 segundos de conversa. Ainda segundo a Apple, o relógio para de gerar essa transcrição assim que o último trecho de conversa é exibido, além de não salvar qualquer texto — a menos que o usuário faça uma pergunta sobre o seu conteúdo para a Siri ou escolha salvá-lo no app da assistente, que é onde estão os ajustes dessa ferramenta.
Divulgação/Apple
Disponível na Central de Controle, o Siri Recap pode ser ativado e desativado manualmente a qualquer momento, mas também permite que o usuário defina uma programação com base na hora e/ou localização. A Siri também pode ser barrada de realizar qualquer registro em momentos/lugares específicos.
Trechos de texto do Live Rewind e anotações do Siri Recap podem ser visualizados, editados e apagados a qualquer momento no app da Siri, bem como exportados para apps como o Notas (Notes) e o Diário (Journal). Além disso, apagá-los faz com que eles sumam de todos os seus dispositivos sincronizados — lembrando que a Apple os protege com criptografia de ponta a ponta antes de enviá-los ao iCloud.
Proteções adicionais
Segundo a Apple, em todos esses casos, nenhuma gravação de áudio é gerada ou armazenada no Apple Watch. Em vez disso, o áudio captado pelos microfones passa pelo Secure Exclave do SiP S11 — compartimento isolado por hardware que processa dados de maneira separada do resto do sistema, impedindo que aplicativos, o watchOS, a Apple ou até mesmo o próprio usuário possam acessá-lo.
Os resumos da Siri Recap são gerados pelos chamados Apple Foundation Models no Private Cloud Compute, que não salva nenhuma das informações. As anotações também são apagadas automaticamente pelo app da Siri depois de sete dias, caso o usuário escolha não salvá-las ou exportá-las.
A Apple também garante que esses recursos não identificam ou atribuem locutores nos áudios captados — protegendo, assim, a identidade de pessoas no entorno do usuário. A única particularidade aqui é a Siri Recap, que pode registrar nomes citados no conteúdo da conversa, mesmo sem identificar quem é o locutor ou interlocutor; ele também reconhece e censura “conteúdo potencialmente prejudicial, como linguagem que promove automutilação ou discurso de ódio, e informações confidenciais, como dados financeiros, identificadores governamentais, dados de autenticação e certos identificadores pessoais”.
Divulgação/Apple
No caso do Live Rewind, um alerta sonoro é reproduzido sempre que o usuário ativa o recurso, não importa se o Apple Watch está com o modo silencioso ligado ou não. Uma animação em tela cheia também é exibida junto com um indicador de uso do microfone; “Isso serve para alertar as pessoas próximas de que o recurso foi ativado”, explica a empresa.
Dependente do Shazam, o Reconhecimento de Música compartilha apenas uma assinatura acústica, e não o áudio bruto, na hora de processar o áudio captado — algo que acontece nos servidores do serviço. A assinatura acústica, ainda segundo a Apple, é gerada em um buffer seguro no Secure Exclave.
Disponibilidade
Todos esses recursos, como dito, requerem um Apple Watch Series 12 ou um Apple Watch Ultra 4 para funcionar.
Indisponíveis para usuários menores de 13 anos, o Live Rewind e a Siri Recap serão liberados como recursos beta ainda neste ano (inicialmente apenas em inglês). O Reconhecimento de Som e o Reconhecimento de Música serão liberados junto com os novos smartwatches.
Em beta desde junho, os sistemas 27 reúnem uma série de novos recursos para a Apple Intelligence, além da nova Siri AI — vale lembrar, essas funcionalidades podem não ser compatíveis com todos os dispositivos em que os sistemas 27 estão disponíveis.
Em matéria de iPhone, um diferencial relevante para as gerações mais antigas é a implementação de um novo scheduler de CPU 1Central processing unit, ou unidade central de processamento. para gerenciar melhor as demandas de cargas de trabalho em iPhones a partir do 11, algo já visto anteriormente nos modelos mais recentes — além, claro, de melhorias mais amplas, como na velocidade de envio de arquivos no AirDrop.
No caso do macOS, o maior destaque — além da otimização de desempenho — é o fim do suporte aos Macs com processadores Intel.
NOTA DE TRANSPARÊNCIA: O MacMagazine recebe uma pequena comissão sobre vendas concluídas por meio de links deste post, mas você, como consumidor, não paga nada mais pelos produtos/serviços usando os nossos links de afiliado.
Notas de rodapé
1
Central processing unit, ou unidade central de processamento.
Abrindo a semana — ontem foi feriado, então não conta! 😛 — de evento da Apple com a nossa seleção de promoções na App Store!
ELOH, criado pela Broken Rules, é um puzzle perfeito para relaxar e se divertir.
Trata-se de um quebra-cabeça no qual você deve escutar o groove e deixar que ele o guie pelas 98 fases. Controles intuitivos, belíssimas animações e uma trilha sonora desenvolvida especialmente por SCNTFC fazem parte deste jogo.
Confira um vídeo:
Aproveite o bom desconto e boa diversão!
Abaixo outros jogos/apps que, juntos, somam mais de R$60 em descontos:
Everyone uses their Apple Watch for different purposes, whether it’s having a nifty tech gadget on their wrist with all sorts of communication tools, as a fitness and activity tracker – which is my primary use case, or simply as a watch to check time and other useful information. Since my own Apple Watch is ... Read More
O Apple Watch facilita muito a vida de quem precisa cuidar da sua saúde, conferir as notificações de seus apps e também usar alguns aplicativos sem que seja necessário tirar o iPhone do bolso.
Dentre eles, é possível fazer e receber chamadas pelo app Telefone (Phone), onde é possível usar um teclado numérico para aquelas chamadas que necessitam de digitação para algum setor — principalmente em serviços de atendimento ao consumidor.
Com o app Telefone ou o Contatos (Contacts) aberto, faça a chamada normalmente para um número.
Depois de ouvir a chamada e precisar digitar um número, selecione o botão representado por três pontinhos (no canto inferior direito) e toque em “Teclado” para ver os algarismos.
Quando quiser fechar o teclado, toque em “OK”, no canto superior direito.
Apple today seeded the fifth beta of watchOS 27 to developers, with the update coming two weeks after the launch of the fourth beta.
The beta can be downloaded through the Watch app on the iPhone with a free developer account. The Apple Watch will need to be on the charger, connected to Wi-Fi, and have a battery level of 50 percent or above for new software to be installed. The beta is available for all Apple Watch models compatible with watchOS 27 except for the Apple Watch Ultra 3.
watchOS 27 gains Siri AI, the smarter, more capable version of Siri. Siri can hold back-and-forth conversations, plus it has access to general world knowledge and your personal data to answer questions and find information. Siri AI on Apple Watch requires an iPhone that supports Apple Intelligence, including the iPhone 15 Pro and later.
There's a new Dynamic app grid that highlights Siri suggested apps, and more intuitive Smart Stack Suggestions. You can find your parked car, see pinned messages, get noise alerts, and view identity and transit cards.
Liquid Glass has been updated to improve legibility, and Workout Buddy works on the Apple Watch even when an iPhone isn't nearby. Workout Buddy also gains new metrics like progressive increases to distance, pace, or duration. Apple added a new all-in-one Find My app with support for Precision Finding, and there are performance optimizations that improve battery life.
Como ocorre com os outros sistemas operacionais da Apple, o watchOS é frequentemente atualizado. Com isso, o seu Apple Watch recebe não só novos recursos, como também correções de segurança importantes.
Neste artigo, mostraremos como é possível conferir qual versão do sistema o seu smartwatch está rodando no momento, veja só! ⌚️
Material: alumínio ou titânio Cores: cinza-espacial, prateado, ouro rosa, preto brilhante, natural, dourado ou ardósia Tamanho: 42mm ou 46mm Conectividade: GPS ou GPS + Cellular Pulseiras: esportiva ou estilo milanês
NOTA DE TRANSPARÊNCIA: O MacMagazine recebe uma pequena comissão sobre vendas concluídas por meio de links deste post, mas você, como consumidor, não paga nada mais pelos produtos/serviços usando os nossos links de afiliado.
Se você costuma usar o aplicativo Relógio (Clock) em iPhones, iPads e Macs ou o Timers do Apple Watch para ativar alarmes ou timers, saiba que é possível identificá-los adicionando um nome (ou etiqueta, como a Apple chama).
Isso é muito útil para quem possui múltiplos alarmes/timers em ação e quer ter um controle sobre eles.
Neste artigo, ensinaremos como é simples adicionar uma etiqueta em cada um, veja só.
A Apple anunciou o watchOS 27 com uma quantidade razoável de novidades, e neste vídeo lhes trago um resumo das principais mudanças que chegarão ao Apple Watch nesta atualização.
Entre os destaques, está a Siri AI (que requer um iPhone compatível), com um novo app dedicado a conversas mais naturais e contextuais. A interface também recebeu refinamentos visuais com o Liquid Glass, incluindo ícones redesenhados como o do Maps, além de um novo grid dinâmico de sugestões de apps ao pressionar a Digital Crown.
Outras novidades incluem novos botões para fechar ou silenciar notificações, um gesto de tocar e segurar para abrir itens do Conjunto Inteligente, e a chegada de um novo app Buscar (Find My), unificando a localização de pessoas, dispositivos e itens. Há ainda o recurso Call Context, que exibe informações relevantes durante chamadas.
No quesito desempenho, a reprodução de música ficou mais rápida, e a Apple promete melhor eficiência de bateria e conectividade Wi-Fi aprimorada. Para quem treina, o watchOS 27 traz maior precisão de distância em corridas e caminhadas na esteira, contagem de passos mais precisa e um Workout Buddy menos intrusivo, mais independente e agora com suporte a espanhol. O Acompanhamento de Ciclo (Cycle Tracking) também passa a contar com alertas de perimenopausa e menopausa.
Uma ausência notável é a do app Walkie-Talkie, que curiosamente não está presente nesta versão.
Este vídeo contou com o apoio do IvyCraft, um workspace de criação com IA que transforma documentos, vídeos e páginas da web em conteúdo pronto — slides, infográficos, vídeos explicativos, podcasts e muito mais, tudo direto do navegador, sem precisar instalar nada. Experimente gratuitamente!
AI note-taking startup Granola has expanded its popular meeting notepad to the Apple Watch, letting users capture and transcribe conversations with a single tap—no phone or laptop required.
The new watchOS app, which launched on July 28, 2026, targets in-person and on-the-go discussions such as walking one-on-ones, whiteboard brainstorms, and casual coffee chats. Users can start recording via a dedicated app or a watch face complication. The screen turns bright Granola green and plays a sound to confirm it’s listening. When the conversation ends, a second tap stops the recording; the audio syncs to the paired iPhone, where Granola’s AI processes it into structured notes complete with highlights, decisions, and action items. Those notes then appear across the user’s iPhone, Mac, or Windows devices.
The company designed the experience around the idea that “the best wearable is the one you’re already wearing.” Co-founder Chris Pedregal noted that the goal is to let people stay present in face-to-face meetings without pulling a phone from their pocket. Internal testing showed that once employees had access to the Watch app, a substantial portion of their mobile Granola usage shifted from iPhone to wrist.
Granola can record offline on the Watch; a connection is needed only when the audio syncs and notes are generated. The app also surfaces subtle haptic reminders for upcoming calendar meetings and works seamlessly with the existing iOS, iPadOS, macOS, and Windows versions of Granola. It requires watchOS 11 or later and the latest Granola iPhone app. Installation is straightforward through the Watch app on iPhone if it doesn’t appear automatically.
The launch arrives as dedicated AI note-taking hardware (pins, pendants, and similar devices) has proliferated. Granola deliberately chose to build for an existing wearable rather than create new hardware. It also follows the company’s earlier unicorn milestone after a $125 million Series C led by Index Ventures.
To mark the release, Granola collaborated with London-based weaver Nowshin Prenon on a limited run of handwoven Apple Watch straps. The Watch app itself is free to download and use via the Granola iOS app.
With the Apple Watch increasingly positioned as an AI-friendly device, Granola’s arrival underscores growing interest in discreet, always-available capture tools that keep the focus on conversation rather than technology. Users can try it on their next in-person meeting simply by updating the iPhone app and installing the Watch companion.
MacDailyNews Take: More info about Granola for Apple Watch via Apple’s App Store here.
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This fall, with watchOS 27, Apple Watch will finally get access to Siri AI with a software update that turns your wrist into the most widely-used wearable AI platform on Earth.
One important caveat is to observe that Siri AI on Apple Watch still requires your Apple Intelligence-enabled iPhone to do the heavy lifting. The interaction is easy: tap the Digital Crown and Apple’s new glowing icon appears on screen (you’ll also find this in the App viewer). The experience looks identical across every Apple device — iPhone, iPad, Mac, Apple Watch, and Vision Pro — making the assistant feel like one consistent product rather than a different experience per device.
The Siri app lets you access all your past Siri conversations (unless you turn that feature off) and pick up an old conversation right where you left off. Conversation history syncs privately through iCloud, so you can start an exchange on your iPhone and continue it later from your wrist. You can also pin a conversation you expect to revisit.
You can also use Siri on the Apple Watch to ask questions, launch apps, or even get more complex responses, such as step counts on a specific day. It can also answer difficult and specific queries with detailed answers and can summon real-time information from the web.
Personal context is the real story
That’s key, of course, as it means the smartwatch on your wrist can help you access specific details from all your contextual information; it can get details from messages, emails, and notes, for instance. Or you might use it to find a number and call it, access your door code, or look up customer information for business — all without touching your phone.
One of Apple’s own examples demonstrates this well: Saying, “Show me photos from when I went to Spain,” results in precisely that. You can also ask follow-up questions and keep the conversational going naturally, rather than being confined to single, isolated commands.
Beyond personal data, the watch can also act in apps — get directions home, send an email, play a playlist, or even more specifically, “Play the song that Brandon sent me.”
Context runs deep. A new Call Context tool can proactively surface relevant information from across your apps when phoning a business or help locate a confirmation code from Mail while calling an airline. This arguably challenges a real pain point when speaking with providers and is a good illustration of Apple’s broader AI strategy: to use on-device intelligence to remove everyday friction without asking you to track down the information yourself.
Where we are, where it’s going
It’s frustrating that you still can’t use the Watch to remotely run applications on your Mac, iPhone, or iPad. What you can do is trigger Shortcuts that run on your iPhone: enable this first on your phone by selecting the Shortcut you want and switching on “Show on Apple Watch.” Once that’s done, you can run the Shortcut from your wrist, even by voice.
That’s useful now, but as more complex apps add Shortcuts support and App Intents become more widely adopted by developers, it should be easy to trigger genuinely complex, multi-stage tasks on your iPhone from your wrist.
It’s worth noting: early hands-on testing of the watchOS 27 beta has found Siri AI genuinely impressive on personal-context queries, but still buggy in places. This is very much a first-generation feature — promising, but not yet fully reliable.
Watch the developers
Developers are already beginning to experiment with the potential for wearable AI. One of the best current examples is Granola, which just launched a Watch app built specifically to take notes during in-person meetings away from a laptop. The idea is that you tap your wrist, the screen turns green and makes a sound to alert your companion(s) that it is recording and then you carry on as normal. Once the meeting stops, switch the app off and you’ll get polished notes with meeting summaries and action items provided to you.
The only reservation I have with Granola is the lack of documentation on privacy and data retention on the developer site. Tools like these will almost certainly become more private, more secure, and more prevalent once Apple’s on-device dictation APIs extend fully to watchOS.
That last thing is perhaps the most important as wearable AI emerges: the decisions Apple makes around watchOS and SiriAI will be foundational to its future wearable AI glasses products.
Apple today announced Apple Upgrade, a new product leasing program provided by Klarna for iPhone, Apple Watch, Mac, and iPad available on the Apple Store online, in the Apple Store app, and at Apple Store locations in the United States.
[…]
Apple Upgrade offers 12- and 24-month leasing options for iPhone and Apple Watch, and 24- and 36-month leasing options for Mac and iPad. Leasing prices start as low as $17.99 per month for iPhone, $11.99 for Apple Watch, $24.99 for Mac, and $11.99 for iPad.
The $17.99/month gets you a base model iPhone 17e for 24 months. This is a total of $431.76 vs. $599 for buying a new one today, but then you have to make a decision:
At the end of the lease term, customers can upgrade their device to the latest generation, purchase it with a one-time payment, or simply return it and exit the program.
I used to get a new phone every other year, but I kept my iPhone 12 mini for three years and will likely keep my 15 Pro for four years. In addition to making it easier to buy phones without the up-front payment, Apple is probably hoping this will encourage more customers to get back on the two-year cycle. Given the choice between continuing a small monthly payment and getting a new phone or making a larger payment to keep their old phone, many may opt to upgrade.
The payoff amount is the difference between what was paid during the leasing period and the retail price of the device, minus any remaining trade-in credits. Klarna is not charging a fee for the leasing program, so an iPhone that’s $1,099 can be leased and then purchased for $1,099 with no extra cost beyond taxes.
I guess this means that, for a bit of hassle, you can essentially buy the device for the list price at 0% interest.
Lease participants can opt to end a lease early and return a device, but Apple says there may be “substantial fees” for terminating a lease before the end of the term.
[…]
Customers must upgrade, end the lease, or purchase the device at the end of the lease term. If that doesn’t happen, the lease converts to a month-to-month lease for up to six months.
[…]
Damage to an iPhone, losing an iPhone, or having an iPhone stolen could incur fees.
The rollout of the program comes as Apple has been struggling with supply chain issues related to “RAMageddon,” which refers to the industry-wide shortage of memory chips that is driving up the price of hardware. As a result, Apple recently announced price hikes for its Mac and iPad lineups, sparing the iPhone for now. The new Upgrade program seems to be Apple’s answer to making those higher prices more manageable for consumers.
Customers can manage their lease directly in the Klarna app, where they can view their billing schedule and track remaining payments.
With the launch of the new Upgrade program, Apple is discontinuing its existing in-house financing and installment programs in the U.S., which include the iPhone Upgrade Program and iPhone Payments.
For iPhones, you have to have a carrier and can’t use a prepaid plan.
[…]
For iPads, the starting prices range from $12.99/month to $24.99/month, Macs range from starting prices of $24.99/month to $48.99/month, and the Apple Watch ranges from starting prices of $11.99/month to $47.03/month. But again, these are just starting prices. You can configure a fully loaded 16-inch MacBook Pro that is just under $230/month, and it won’t include AppleCare.
As a point of comparison, under the current program that is being discontinued, I pay $69.50/month for an iPhone 17 Pro Max, but I have a 512GB model, so my lease price for the same phone would be $40.83/month, significantly lower, but keep in mind that doesn’t include AppleCare+, which would add $13.99/month or $139/year for that iPhone. On a monthly basis, that puts a new iPhone 17 Pro Max with 512GB of storage and AppleCare+ at just under $55/month. Still a superior deal, but not nearly as good as the landing page might initially lead you to believe.
[…]
If you lease accessories for your device, those don’t have to be returned. Why? Presumably because they have no value to Apple or Klarna.
9to5Mac can now confirm that code found in the iOS 27 beta appears to reveal a broader system for managing a financed iPhone, including the ability to restrict apps and services when payments are missed.
The code describes a system called App Managed Features, which allows an authorized financing or provider app to enroll an iPhone and perform ongoing status checks.
If the contract is no longer in good standing, Apple’s system services can place the iPhone in “Restricted Mode,” which blocks access to most apps until the payment or contract issue is resolved, while keeping a small set of apps available.
I bet there are some governments that would love to commandeer that for their own purposes.
Finally, the new framework also introduces a new type of activation lock called “Partner Finance Lock,” which is meant to prevent users from erasing, reselling, or stripping a restricted device for parts.
Apple says it won’t limit the capabilities of devices leased through its new Upgrade program if you miss a payment. In an emailed statement to The Verge, Apple spokesperson Brian Bumbery says, “There will be no restricted mode and/or there will be no limitations put on device functionality due to missed payments or default with the Apple Upgrade program.”
One possibility is that it was developed for financing programs offered by carriers, retailers, or other partners outside Apple Upgrade, potentially including markets where device restrictions are already used to enforce installment agreements.
Here’s a breakdown of how much you’d pay for the devices included in the Apple Upgrade program, as well as how much more you’d pay to purchase the devices outright at the end of your lease[…]
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Klarna doesn’t say what will happen if you don’t pay the outstanding balance.
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During the lease, Klarna owns your device. You’re responsible for any damage, and will get charged a fee if you don’t return the device in “good condition.” That’s why Apple is encouraging customers to sign up for an AppleCare subscription that could drive up the cost of your lease even more.
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Apple also notes that you’ll have to pay an early termination fee if you want to return the device before your lease ends or if you want to upgrade early.
The Apple Card Monthly Installments aren’t going away, so I’ll keep using that.
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When you finance using the Apple Card Monthly Installments, you pay a fixed amount to own your device. There are no savings here — aside from the 3% cashback — the monthly payment is the purchase price divided by either 12 or 24 months.
When you lease an iPhone through Apple Upgrade, you need a cellular account on one of the big three U.S. carriers: AT&T, T-Mobile, or Verizon. That kind of stinks, and I’m not quite sure I understand why.
The iPhone upgrade program always required it. For a time you could do Apple Card installments without a carrier if you bought it online but never in store. I assume there is carrier pressure to tie the phones to the carriers. Activating iPhones on carriers was a key metric at the Apple Store.
Credit-risk assessment is seemingly part of it. There’s a lot of fraud in iPhone purchases specifically and cell phone service generally. The big three carriers do a significant amount of risk assessment before letting you open a new postpaid account; that you have an active account with one of them is a signal that you’re not trying to lease an iPhone using phony credentials in order to sell it.
But the bigger reason is the complex nature of the contracts between Apple and each of the big three carriers.
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