Mais de uma década após lançar o Apple Pay nos Estados Unidos, a Maçã continua expandindo sua plataforma de pagamentos sem contato mundo afora. Desta vez, o recurso está chegando às Filipinas.
Conforme relatado por um usuário do Reddit, a novidade está disponível para donos de cartões do GoTyme Bank, UnionBank, Chinabank e Metrobank — tanto para a bandeira Visa quanto para a Mastercard — nas modalidades crédito e/ou débito.
Com esse suporte, usuários dos bancos supracitados podem adicionar seus cartões ao aplicativo Carteira (Wallet) da Apple para fazer pagamentos por aproximação usando o iPhone ou o Apple Watch.
O Apple Pay também pode ser usado para fazer pagamentos com facilidade na web (inclusive no macOS) sem a necessidade de digitar seus dados pessoais e os do cartão na hora do checkout.
Uma nova reportagem do The Information aponta para a existência de um problema estrutural na forma como a Apple gerenciava arquivos de trabalho de seus funcionários — algo que teoricamente permitiu que quem não fazia mais parte do time de colaboradores da empresa continuasse tendo acesso a documentos importantes e confidenciais.
Ex-funcionários da empresa afirmaram ao site que, no tempo em que estiveram em seus cargos, a Maçã incentivava o uso de suas Contas Apple pessoais para armazenar arquivos de trabalho. Para tal, a empresa adicionava 2TB de armazenamento a essas contas e elas passavam a contar com uma pasta denominada “Apple Work”, onde tais arquivos deveriam ser armazenados.
Essa abordagem existe para contornar uma limitação presente nos iPhones: a impossibilidade de usar duas contas primárias da Apple no mesmo dispositivo. Desta forma, vincular a pasta de trabalho à conta pessoal dos funcionários é uma maneira de evitar que eles tenham que usar um segundo iPhone apenas para assuntos corporativos — uma questão de comodidade.
Quando o funcionário deixa a empresa, a Maçã remove o armazenamento adicional concedido e o acesso à pasta “Apple Work” — o que, na prática, impede que a maioria dos arquivos de trabalho continuem sendo sincronizados com os ex-trabalhadores. Isso, em teoria, já que nem todos os arquivos eram compartilhados diretamente para essa pasta confidencial.
Os funcionários relatam que, às vezes, documentos do Pages, do Keynote e outros arquivos poderiam ser compartilhados por colegas diretamente para as suas pastas pessoais do iCloud — o que faz com que eles permaneçam disponíveis (e com sincronização ativada) mesmo após deixarem a empresa — sem que eles façam nenhum esforço ativo para mantê-los.
Nada a ver com caso contra a OpenAI, diz Apple
Esse relato vem à tona em meio ao andamento do processo judicial que a Maçã abriu contra a OpenAI, acusando-a de obter, a partir de ex-funcionários, segredos confidenciais envolvendo seus projetos de hardware — o que pode dar a entender que alguns desses segredos poderiam ter sido obtidos sem uma atuação mais ativa dos acusados.
A Apple disse ao The Information que o processo não diz respeito a documentos compartilhados ou armazenados no iCloud e que não persegue ex-funcionários apenas porque arquivos confidenciais foram mantidos acidentalmente em suas contas pessoais — o que dá crédito à informação publicada pelo site, mesmo que não haja relação com o caso.
Por falar em Apple vs. OpenAI…
Por falar no imbróglio com a dona do ChatGPT, o 9to5Mac noticiou recentemente que a Apple rejeitou a atribuição do julgamento à juíza magistrada Virginia K. De Marchi — o que resultou numa redistribuição do caso para o juiz distrital Edward Davila. O juiz Nathanael Cousins, por sua vez, ficará responsável pela fase de produção de provas antes do julgamento.
Com as mudanças, a audiência inicial do processo, que estava marcada para 13 de outubro, foi cancelada e provavelmente acontecerá em outra data — embora os prazos para as partes conversarem sobre uma possível conciliação e planejamento de provas (até 22 de setembro) e para as chamadas initial disclosures (até 6 de outubro) estejam mantidos.
Ambientada na cidade de Nova York entre as décadas de 1950 e 1980, a trilogia — que mistura ficção policial com sátira social — acompanha Ray Carney, um vendedor de móveis que é atraído para o submundo criminoso do Harlem (famoso bairro de Manhattan, em Nova York).
O primeiro livro mostra as grandes mudanças econômicas e culturais do bairro na década de 1950; já o segundo mostra a ascensão da cultura de exploração nas décadas de 1960 e 1970; o terceiro, por fim, acompanha a história de Carney na década de 1980.
Ainda não há informações sobre o elenco ou mesmo quando a produção deverá estrear no Apple TV.
O Apple TV está disponível no aplicativo Apple TV em mais de 100 países e regiões, seja em iPhones, iPads, Apple TVs, Macs, dispositivos Android, smart TVs ou online — além de também estar em aparelhos como Roku, Amazon Fire TV, Chromecast com Google TV, consoles PlayStation e Xbox. O serviço custa R$29,90 por mês, com um período de teste gratuito de 7 dias. Por tempo limitado, quem comprar e ativar um novo iPhone, iPad, Apple TV ou Mac ganha 3 meses do Apple TV. Ele também faz parte do pacote de assinaturas da empresa, o Apple One.
NOTA DE TRANSPARÊNCIA: O MacMagazine recebe uma pequena comissão sobre vendas concluídas por meio de links deste post, mas você, como consumidor, não paga nada mais pelos produtos/serviços usando os nossos links de afiliado.
MacBook Neo sales have given Apple something the Mac rarely achieved through its premium models: immediate access to the enormous market for affordable everyday notebooks.
The new line arrived in March 2026 with a launch price of $599, or $499 through education pricing. That placed a current MacBook within reach of buyers who previously depended on discounted older models, inexpensive Windows laptops or Chromebooks.
Price opened the door, but appearance helped people walk through it. MacBook Neo entered the market in blush, indigo, silver and citrus, avoiding the visual compromises commonly associated with entry-level computers. The aluminum enclosure, color-matched keyboard and 13-inch Liquid Retina display made it look like a deliberate new Mac rather than a reduced MacBook Air.
Those choices changed the conversation around an affordable Apple notebook. Buyers could select a computer according to personality and style before considering processor benchmarks. Students could carry something visibly different from institutional gray and black laptops. Families could distinguish multiple computers by color, while first-time Mac owners received a product with its own identity.
Early shipment estimates suggest that strategy worked. IDC data shared with TechCrunch placed MacBook Neo shipments at approximately 1.1 million units during the March quarter, even though the computer had been available for only about three weeks. Apple does not disclose sales by individual Mac model, so the figure remains an independent market estimate rather than an official unit count.
The pace was nevertheless substantial enough to make MacBook Neo one of the strongest recent Mac introductions. It also pushed the story beyond one successful product launch. Apple had entered a price segment responsible for tens of millions of notebook purchases each year and found customers who had never seriously considered macOS.
Image Credit: Apple Inc.
MacBook Neo Sales Started With a Missing Price Tier
Apple spent years concentrating the MacBook line above the mainstream notebook market. MacBook Air became the accessible model, but its price still placed it beyond many students, families and buyers in countries where local income and currency conversion make Apple hardware especially expensive.
Discounted older MacBook Air generations partially filled that gap. Retailers could keep M1, M2 or M3 models available after newer versions arrived, offering buyers lower prices without Apple designing a dedicated entry-level computer.
That approach had limitations. Availability depended on remaining inventory, configurations varied among retailers and the product still looked like a previous generation being cleared from the channel. It could attract value-conscious buyers, but it did not establish a permanent starting point for the Mac.
MacBook Neo created that starting point. Apple designed the model around an A18 Pro chip rather than the M-series processors used by MacBook Air and MacBook Pro. The base configuration included 8GB of unified memory and 256GB of storage, enough for browsing, school assignments, communication, streaming and everyday productivity without competing directly with higher-performance Macs.
The model retained features that buyers encounter every day: an aluminum body, a 13-inch high-resolution display, a Magic Keyboard, a large Multi-Touch trackpad, a 1080p FaceTime HD camera and a fanless design. Apple rated its battery for as long as 16 hours under its testing conditions.
Performance headroom, memory capacity and external-display support remain more limited than on a MacBook Air. Those compromises are easier to accept when the computer is purchased for writing, research, web applications, video calls and media consumption rather than professional video production or complex development work.
IDC estimated that the sub-$700 segment represented about 75 million annual notebook shipments, close to 40% of global notebook volume. Windows and ChromeOS historically controlled more than 95% of that tier. Apple had been competing for a small premium section of the market while a far larger pool of buyers purchased elsewhere.
MacBook Neo sales gave the company a way into that pool without placing an old design or plastic enclosure at the entrance to the Mac line. A buyer comparing computers at similar prices could now choose macOS without first accepting a major premium.
Color Gave the Affordable MacBook an Identity
Low-cost laptops are frequently designed to disappear. Dark plastic, conservative finishes and generic bodies keep manufacturing simple and reduce the risk that one color will remain unsold. MacBook Neo took the opposite approach by making color one of the most recognizable parts of the product.
Silver preserves a familiar Mac appearance, while indigo offers a darker alternative without returning to standard black. Blush gives the line a softer finish, and citrus creates the visual signature that separates Neo from every other MacBook on a table.
The colors do more than decorate an inexpensive computer. They prevent the model from being defined entirely by what it lacks. Instead of asking why it has an A18 Pro rather than an M5, buyers can begin with which finish they want.
That distinction is valuable among younger customers. IDC described reactions from teenagers who focused on the display, weight and appearance rather than memory specifications or processor architecture. Their interest centered on how the computer would look at school compared with the Windows laptops and Chromebooks already around them.
Apple used a similar strategy when color helped turn the original iMac into a cultural object. Later iBook models carried bright finishes into portable computing, while colorful iMac and MacBook designs made personal computers feel less institutional. MacBook Neo revisits that idea for a generation accustomed to selecting colors for phones, headphones, cases and watches.
The approach also avoids making affordability look like punishment. A lower price does not force the buyer into an anonymous product with a visibly cheaper exterior. Neo has limitations, but its design gives owners something exclusive to the line instead of presenting the computer as a substitute for the MacBook they could not afford.
Color alone did not produce MacBook Neo sales. The launch price, battery life, macOS integration and recognizable MacBook construction carried more purchasing weight. Color made those advantages easier to notice and gave stores a product that could attract attention before a salesperson explained its specifications.
First-Time Buyers Changed the Mac Equation
Apple said customer response exceeded its expectations and connected the launch with record participation from people buying their first Mac. That audience may prove more valuable than existing owners choosing a less expensive replacement.
A first Mac purchase can introduce a customer to applications and services that become part of daily work. People who already use an iPhone can access Messages, FaceTime, Photos, iCloud, AirDrop and iPhone Mirroring from the computer without rebuilding their digital routines.
That familiarity lowers one of the barriers to changing computer platforms. A person may have used Windows throughout school or work while carrying an iPhone for years. MacBook Neo makes the switch less financially demanding, while the connected features reduce the amount of relearning required after purchase.
MacBook Neo sales also challenge the assumption that low-cost notebook buyers care only about the lowest available price. Many customers are willing to spend more than the cost of an entry Chromebook when the difference provides a better display, metal construction, longer useful life or closer integration with a phone.
The line is therefore competing on perceived value rather than absolute cheapness. A $599 launch price remains expensive beside the least costly education laptops, but it enters the same purchasing discussion as many mainstream Windows models. It no longer requires a buyer to stretch directly toward MacBook Air pricing.
Education represents a particularly large opportunity. Schools and families make purchases around durability, battery life, software management, support requirements and the number of years a computer can remain useful. A lower acquisition price gives the Mac a better chance of surviving the first stage of that calculation.
Small businesses face similar decisions. A company that previously reserved Macs for designers or executives can consider Neo for administrative work, communication and browser-based services. Wider Mac deployment then becomes possible without assigning a premium notebook to every employee.
MacBook Neo sales may also protect Apple from depending entirely on upgrades. Mature computer owners can keep a capable Mac for many years, extending replacement cycles. Bringing new people onto the platform creates additional demand without waiting for an existing MacBook Air or MacBook Pro to become obsolete.
Worldwide Adoption Is the Larger Story
The geographic distribution of the first units shows both progress and unfinished work. IDC estimated that 44% of March-quarter shipments went to the United States. That concentration is unsurprising for an Apple launch, but the larger opportunity sits in markets where Mac adoption has remained limited by price.
India offers an early example. Approximately 18,000 units reportedly shipped there during the short March launch period, while retailers later experienced difficulty obtaining enough inventory. The local starting price of ₹69,900 remained above the direct currency conversion of the U.S. price, yet it sat far below the ₹119,900 entry point reported for MacBook Air at the time.
Older MacBook Air generations had previously generated Indian sales when retailers offered substantial discounts. Neo gives Apple and its partners a current model to promote throughout the year rather than depending on irregular clearance inventory.
Availability timing will influence adoption elsewhere. The computer reached some markets later than the initial launch, including Indonesia in May. Local taxes, currency movements, distribution capacity and supply allocation can produce a very different value proposition from one country to another.
Independent forecasts remain optimistic despite severe pressure across the PC industry. TrendForce projected Apple notebook shipments could grow 7.7% during 2026 and estimated that MacBook Neo could reach between 4 million and 5 million units. IDC later said stronger-than-expected demand from the model contributed to an upward revision of its notebook forecast.
Those gains are occurring while memory shortages and rising component costs are pushing much of the computer industry toward higher prices. IDC expects worldwide PC shipments to contract during 2026, making Apple expansion unusual in a market where many manufacturers are reducing configurations and protecting margins.
Supply control helped Apple enter the lower tier at a difficult moment. The company already designs the A18 Pro, uses a highly standardized configuration and purchases components at enormous scale. That structure gave it more room to assemble a focused notebook without relying on a separate processor vendor for the central chip.
Recent Mac price increases caused by rising memory costs may test how much of the early advantage Apple can preserve. Neo depends on remaining close enough to mainstream notebooks that first-time buyers continue placing it on the same shortlist. A widening price gap would return the Mac to the premium territory the new line was created to escape.
The next evidence will arrive through education purchasing cycles and expansion in price-sensitive countries. A personal citrus or blush MacBook can win attention in a store, but deployments across schools and small businesses will depend on supply, local pricing, management costs and useful life. The first semester filled classrooms with individual Neo buyers; the coming academic year will reveal whether entire institutions are ready to replace rows of gray laptops with macOS.
Falls among older adults often begin with changes too subtle to be noticed during an ordinary walk. A person may still appear steady while moving through a familiar environment, yet struggle when asked to divide attention between walking and another task. A new study by researchers Dong, Hu, Guo and colleagues examines whether machine-learning techniques can identify this hidden vulnerability in community-dwelling older adults by analyzing how gait changes during dual-task walking. Published in BMC Geriatrics in 2026, the research focuses on a potentially powerful combination of digital movement measurement and artificial intelligence: spatiotemporal gait parameters recorded while people walk and perform a second mental or motor activity.
Walking is not a single, automatic action. It requires continuous coordination between the brain, muscles, sensory systems and balance mechanisms. When a person walks while counting backward, answering questions or carrying an object, the nervous system must distribute attention between locomotion and the competing task. This is known as dual-task walking. Older adults who have limited cognitive or physical reserve may respond by slowing down, shortening their steps, widening their base of support or becoming more irregular in their timing. These adaptations can provide clues about fall susceptibility that may remain invisible during conventional clinical walking tests.
The study’s central idea is that gait should be evaluated under realistic cognitive pressure rather than only in ideal, distraction-free conditions. Spatiotemporal gait parameters describe measurable features of movement across time and space, including walking speed, stride length, step time, cadence, stance duration and the variability between consecutive steps. In a dual-task setting, researchers can also examine the degree to which these variables change compared with normal walking. This difference, often called dual-task cost, can reveal how much a person’s mobility is affected when attention is divided. A larger cost may indicate reduced ability to manage competing demands while remaining stable.
Machine learning offers a way to analyze these patterns simultaneously. Traditional clinical assessment may focus on one or two measurements, such as walking speed or the number of previous falls. A machine-learning model can process many variables at once and search for combinations associated with elevated risk. Depending on the model design, the system may learn from labeled examples, in which participants’ gait data are linked to fall-related outcomes, and then estimate risk for new individuals. Algorithms can detect nonlinear relationships that are difficult to capture with conventional statistical methods, although their usefulness depends heavily on the quality, size and representativeness of the data used for training.
The community setting is especially important. Many studies of balance and falls are conducted in hospitals or specialist laboratories, where participants may be healthier, more closely supervised or less representative of the broader older population. Community-dwelling adults live independently and encounter the complex conditions that make falls more likely: distractions, uneven surfaces, hurried movement, household obstacles and the need to perform several tasks at once. By focusing on this group, the research addresses a practical question for preventive medicine: can accessible gait testing identify people who appear independent but may require additional support before a serious fall occurs?
A potential advantage of this approach is its ability to move fall-risk assessment toward objective, repeatable measurement. Gait sensors, pressure-sensitive walkways, wearable devices or camera-based systems can convert movement into numerical data. Those data may be more sensitive than a brief visual observation, particularly when they capture step-to-step variability and changes induced by a secondary task. In the future, similar measurements could potentially be collected in clinics, rehabilitation centers or even at home. However, a prediction tool would need to be tested across different ages, health conditions, walking environments and technology platforms before it could be trusted for widespread use.
The research also highlights the technical challenges behind apparently simple predictions. Falls are influenced by numerous factors, including muscle strength, vision, medication use, reaction time, fear of falling, neurological disease and environmental hazards. Gait features alone cannot explain every incident. A machine-learning model may also perform impressively on the data used to develop it but less reliably on people from another population, a problem known as limited generalizability or overfitting. For clinical adoption, researchers must therefore evaluate calibration, sensitivity and specificity, test the model on independent datasets and make its decisions understandable to health professionals and patients.
Although the citation identifies the study’s objective and methodology, it does not provide detailed numerical findings such as sample size, predictive accuracy or the specific algorithm used. Those results will determine how close this technology is to practical deployment. Even so, the study reflects a broader shift in geriatric care: fall prevention is increasingly being treated as a problem of measurable, dynamic performance rather than a simple checklist of past incidents. By combining dual-task gait analysis with machine learning, the researchers are investigating whether the body’s response to distraction can serve as an early warning signal—one that could eventually help clinicians intervene before a dangerous fall changes an older person’s independence.
Subject of Research: Fall-risk prediction in community-dwelling older adults using machine learning and dual-task spatiotemporal gait parameters.
Article Title: Machine learning-based fall risk prediction in community-dwelling older adults using dual-task spatiotemporal gait parameters.
Article References: Dong, G., Hu, H., Guo, Y. et al. “Machine learning-based fall risk prediction in community-dwelling older adults using dual-task spatiotemporal gait parameters.” BMC Geriatrics (2026). https://doi.org/10.1186/s12877-026-07998-3
Arts Council England is facing a backlash for splurging millions of taxpayers' pounds on projects like queer cabaret, gender-diverse kids' shows and identity workshops while traditional museums are closing their doors.
Apple in China occupies a position unlike the company’s presence in any other country. China is simultaneously a major consumer market, a critical manufacturing center, an extensive developer economy and the home of Apple’s most determined hardware competitors.
That combination creates an opportunity few technology companies can ignore. China has hundreds of millions of affluent mobile users, a strong appetite for premium devices and a digital economy built around smartphones.
It also creates unusual complexity. Apple must compete with Huawei, Xiaomi, Oppo and Vivo while satisfying Chinese regulations, navigating tensions between Beijing and Washington and reducing its manufacturing dependence without damaging the supplier network that helped make the iPhone possible.
The latest market figures show why Apple cannot treat China as a business it has already lost. IDC estimated that Apple captured 18.1 percent of Chinese smartphone shipments during the second quarter of 2026, placing it second behind Huawei at 22.6 percent.
Apple’s shipments increased by 24.4 percent from the previous year even as the wider Chinese smartphone market contracted. The recovery demonstrated that Chinese demand for the iPhone remains substantial when product design, storage, performance and pricing align with consumer expectations.
The same figures also show why the position can never be considered secure. Huawei remains ahead, local brands respond quickly and a few percentage points can separate several major vendors.
Apple in China Still Has Room to Grow
China is already one of Apple’s largest markets, but its scale means that even established product categories contain room for expansion.
The country has a large premium smartphone segment, extensive 5G coverage and consumers accustomed to using mobile devices for communication, payments, shopping, entertainment, transport and work.
An iPhone purchase can also lead to AirPods, Apple Watch, iPad, Mac, iCloud storage and paid applications. The commercial opportunity is therefore larger than the initial handset transaction.
Apple’s strongest advantage is its integrated ecosystem. An iPhone can share passwords, photographs, messages and files with a Mac or iPad, while AirPods and Apple Watch extend the experience without requiring separate accounts and setup systems.
That continuity becomes more valuable as households accumulate devices. Replacing one iPhone is relatively easy. Leaving an ecosystem containing several products, purchased applications, cloud storage and shared family services involves greater friction.
Apple also benefits from a premium identity that remains recognizable in China. Local manufacturers now produce sophisticated flagship phones, but the iPhone continues to operate as both a personal computer and a luxury consumer product.
The importance of that status should not be exaggerated. Chinese buyers are technically informed and increasingly willing to support domestic brands. Brand recognition can attract attention, but it does not excuse weak features or an uncompetitive product cycle.
Recent iPhone Demand Shows the Opportunity
Apple’s 2026 recovery offers a useful example of how quickly its position can improve.
China’s smartphone shipments fell 4.3 percent during the second quarter as memory and component costs pushed several manufacturers toward higher prices. Apple and Huawei held prices more stable, giving buyers a reason to purchase while competing brands became more expensive.
The iPhone 17 generation also addressed several areas where Apple’s standard models had appeared conservative beside Chinese flagships. Stronger base specifications made the regular iPhone more competitive without requiring every customer to move into the Pro tier.
This matters in a market where consumers compare display technology, camera systems, storage, battery life, charging and AI features closely. Apple cannot depend entirely on iOS loyalty when domestic companies introduce visible hardware improvements at several price levels.
The rebound does not establish a permanent trend. Smartphone demand in China remains affected by economic confidence, upgrade cycles, government incentives and the timing of major shopping festivals.
Apple’s position can also look different according to the research firm and whether a report measures shipments or consumer sales. Quarterly rankings should be treated as evidence of momentum rather than a final judgment on the market.
The important signal is that Chinese consumers have not broadly rejected the iPhone. Demand can return rapidly when the product and price create a convincing upgrade.
Huawei Makes China Apple’s Hardest Market
Huawei gives Apple a competitor with advantages unavailable to most global smartphone manufacturers.
The company combines strong national recognition with advanced cameras, communications technology, custom chips, local services and an expanding HarmonyOS ecosystem. Its return to premium smartphones removed the opening Apple had gained when U.S. restrictions disrupted Huawei’s access to important components.
Huawei can also position its products as part of China’s technological self-reliance. That message carries commercial and political weight beyond a conventional comparison between two phones.
Apple must therefore compete against product quality and national sentiment simultaneously. An iPhone can offer strong performance and still lose a purchase to a domestic flagship viewed as technically capable and strategically important.
Xiaomi, Oppo and Vivo add different pressures. They move quickly across price categories, experiment with folding designs, adopt larger batteries and provide features adapted to local applications and buying habits.
Chinese phone makers also operate inside a retail and software environment they understand directly. They can build relationships with local platforms, carriers and commerce services without translating a global strategy into Chinese requirements.
Apple follows a more centralized product model. That consistency protects the identity of the iPhone, but it can make the company slower to answer features gaining popularity inside one country.
Services Depend on Local Rules
Apple in China is not only an iPhone business. The installed device base creates demand for applications, cloud storage, entertainment, subscriptions and digital purchases.
China has an enormous developer community producing games, commerce platforms, social services, education tools and productivity software. The App Store connects those developers with high-value iPhone and iPad customers.
The relationship is commercially important but politically complicated. Apple must operate the mainland App Store according to Chinese law, including rules affecting games, generative AI, communications services and content.
Applications available elsewhere may be absent from the Chinese storefront. Developers may also need licenses or regulatory approval before distributing certain categories of software.
Apple changed commission rates and related policies for the mainland China storefront in March 2026. The company described the adjustments as part of maintaining a strong business opportunity for Chinese developers.
Regulatory and developer pressure has not disappeared. Complaints involving commissions, distribution restrictions and payment policies continue to challenge Apple’s control of the platform.
The company cannot simply copy its response from another region. European rules focus heavily on alternative marketplaces and interoperability, while China combines competition concerns with content regulation, data localization and licensing requirements.
Every concession must therefore be designed for a distinct legal environment without fragmenting iOS into an unmanageable collection of regional systems.
China Is Also Part of the Product
Apple’s relationship with China extends far beyond the devices sold there.
For more than two decades, Apple and its manufacturing partners built a dense network of factories, component suppliers, engineers, logistics operators and toolmakers across the country.
That network does more than provide low-cost labor. It can place specialists from several suppliers near an assembly site, modify production lines quickly and increase output to enormous volumes during a product launch.
China’s infrastructure also supports the less visible stages of manufacturing. Components require precision tooling, testing equipment, chemicals, packaging, subassemblies and experienced quality-control teams before final assembly begins.
Apple has expanded iPhone production in India and moved parts of its Mac, iPad, Apple Watch and AirPods supply chains to countries including Vietnam. It is also increasing semiconductor and component commitments in the United States.
Those investments reduce the danger of relying on one country, but they do not recreate China’s complete manufacturing environment immediately.
A factory in another region may assemble an iPhone while still depending on Chinese machinery, materials, subcomponents or engineering support. Production diversification is therefore a gradual redistribution of individual stages rather than a clean departure.
Apple must reduce concentration risk without weakening the manufacturing system responsible for its product quality, scale and launch schedules.
Image Credit: AFP Photo
Trade Tensions Turn Efficiency Into Risk
The same China supply chain that provides Apple with extraordinary efficiency also exposes the company to political decisions outside its control.
Tariffs can raise the cost of devices exported from Chinese factories. Export restrictions can limit access to materials or production equipment, while sanctions may affect suppliers and technology partners.
Chinese government policies can influence the use of foreign devices inside state agencies and companies. U.S. rules can restrict the technologies available to Chinese firms that also participate in Apple’s supplier network.
Apple cannot solve these problems through product design alone. It must maintain relationships with two governments whose technology policies increasingly emphasize security, domestic production and strategic independence.
Moving more assembly to India gives Apple additional flexibility, particularly for iPhones destined for the United States. China nevertheless remains important as a production center and consumer market.
An aggressive withdrawal could damage supplier relationships and local sales. Moving too slowly could leave Apple vulnerable to another trade disruption.
The company is trying to preserve Chinese capabilities while creating enough capacity elsewhere to keep a political dispute from becoming a worldwide product shortage.
Retail Stores Give Apple a Direct Relationship
Apple’s physical stores remain an important advantage in China because they give the company direct contact with customers.
The stores allow buyers to compare models, receive technical support, attend educational sessions and enter the ecosystem without depending entirely on a carrier or reseller.
That experience is particularly valuable for premium products. A customer considering a Mac, Apple Vision Pro or high-end iPhone may need more explanation than someone replacing an inexpensive handset.
Retail locations also communicate long-term commitment. A prominent store represents more than a sales channel; it signals that Apple intends to remain part of the local technology market.
Online commerce is equally important. Chinese consumers are accustomed to large shopping festivals, aggressive promotions and rapid delivery through domestic platforms.
Apple must balance its controlled global pricing with a market where discounts can change quarterly rankings. Too little flexibility makes the iPhone appear expensive, while frequent reductions can train customers to delay purchases and weaken its premium image.
The strongest 2026 performance came partly from avoiding price increases while component costs were forcing rivals to reconsider their pricing. That advantage may disappear when competitors adjust their supply chains or launch another cycle of promotions.
Chinese Consumers Set a Higher Product Standard
China is often discussed as a sales problem for Apple, but it also functions as a demanding test of the iPhone.
Domestic flagship phones compete through larger batteries, rapid charging, advanced camera hardware, folding displays and deep integration with local digital services.
Features considered experimental elsewhere can become established expectations more quickly in China. Apple’s slower adoption cycle may look disciplined in one market and conservative in another.
The company must decide which expectations represent durable improvements and which are temporary specification contests. Copying every local feature would weaken Apple’s focused product strategy, but ignoring major changes creates openings for rivals.
This pressure can benefit Apple globally. Competition in China forces the company to defend the value of its standard iPhone, improve battery efficiency, strengthen cameras and make software features more useful outside English-speaking markets.
The opportunity is therefore not limited to selling more devices. China can reveal where Apple’s global assumptions no longer match the most competitive part of the smartphone industry.
Todas as empresas de capital aberto (que possuem ações à venda na bolsa de valores) são obrigadas, por lei — na maioria dos países (inclusive Brasil) —, a disponibilizar publicamente suas demonstrações financeiras periodicamente. Esse costuma ser um momento bastante esperado por acionistas (analisando se a empresa na qual estão investindo está sendo bem administrada e gerando lucros), investidores (para captar novas oportunidades de alocar seus recursos), além da imprensa e de curiosos em geral. Na última quinta-feira (30/7), foi a vez da Apple de divulgar seus resultados financeiros referentes ao trimestre abril-junho de 2026.
Para alegria de todos, o CEO 1Chief executive officer, ou diretor executivo.Tim Cook se despede da sua posição com o melhor terceiro trimestre fiscal que a empresa já registrou — um recorde absoluto! Como já informado aqui no MacMagazine, no período de abril a junho (encerrado no dia 27/6), a companhia relatou uma receita de US$109,4 bilhões (alta de 16,4%) em relação ao mesmo trimestre do ano anterior, e lucro líquido de US$29,8 bilhões (um avanço de 27%). A margem bruta chegou a incríveis 50,1%, a maior já apurada em períodos semelhantes da história da empresa!
Hoje, a Apple tem orgulho de relatar o nosso melhor trimestre de abril-junho de todos os tempos, com crescimento de receita de dois dígitos em iPhone, Mac e Serviços, e em todos os segmentos geográficos.
Uma das grandes surpresas do relatório foi o crescimento no faturamento de Macs. Pela primeira vez, a categoria ultrapassou a casa dos US$10 bilhões em um trimestre abril-junho, e o crescimento de 29% superou o do iPhone.
A explicação está em parte na procura alucinada por Macs mini para rodar agentes de inteligência artificial e na leva de lançamentos de março: MacBook Air com M5, MacBook Pro com M5 Pro e M5 Max, e principalmente o MacBook Neo, o modelo de entrada que estreou a US$600 — preço que subiu para US$700 em junho, no reajuste geral motivado pelo custo de memória. A Apple parece ter encontrado um mercado relevante abaixo do Air, e vale acompanhar o que isso faz com a margem da linha nos próximos trimestres.
O iPad foi a única categoria no vermelho, com queda anual de 6%. Não é surpresa: a própria Apple havia avisado que a comparação seria difícil, pois no ano anterior houve o lançamento do iPad com chip A16. O iPad Air com M4, que chegou em março, não foi suficiente para compensar. Cabe ainda analisar se o bem-sucedido MacBook Neo não acabou levando um pouco do mercado dos tablets, também.
O asterisco que quase ninguém vai mencionar
A margem bruta de 50,1% e o lucro por ação de US$2,02 não são resultado apenas da operação, e esse detalhe se perde facilmente na comemoração dos recordes.
À primeira vista, no press release — e nos comentários que fizemos no último podcast —, esse ponto não ficou bem claro, mas merece atenção. A Apple informou, no comunicado, que a margem incluiu cerca de dois pontos percentuais e o lucro por ação incluiu US$0,11 vindos de reembolso de tarifas, dinheiro que a empresa havia pago ao governo americano e recebeu de volta depois que a Suprema Corte derrubou, em fevereiro, as tarifas impostas sob a IEEPA (a lei de poderes econômicos internacionais de emergência). A empresa não detalhou a origem exata dos valores devolvidos, mas a decisão da Corte é o evento que abriu caminho para os reembolsos.
É dinheiro real, entra legitimamente no resultado, mas não é recorrente e não diz nada sobre a capacidade da Apple de vender aparelhos. Descontando o efeito, a fotografia muda um pouco: a margem bruta cai para aproximadamente 48%, exatamente o que o consenso projetava, e o lucro por ação vai para cerca de US$1,91, contra os US$1,89 esperados. De uma superação de 6,9% no lucro, sobra uma de pouco mais de 1%.
Ou seja: o trimestre continua bom em receita e em volume, que são genuinamente fortes. Mas o brilho extraordinário no lucro é, em boa parte, contábil, e não se repete.
A Apple abre a margem bruta em dois blocos apenas: produtos e serviços. Ela nunca divulga margem por categoria individual (não existe margem oficial de iPhone, Mac ou iPad em documento nenhum da empresa, e todo número desse tipo que circula é estimativa de analista), mas os dois blocos que ela abre já contam a história.
Linha de negócio
Margem do FQ3 2026
Margem do FQ3 2025
Variação
Produtos
40,07%
34,52%
+5,55pp
Serviços
75,62%
75,58%
+0,04pp
Consolidado
50,06%
46,49%
+3,57pp
A margem de hardware subiu 5,55 pontos percentuais em 12 meses. A margem de hardware não sobe 5 pontos por ganho de eficiência: é ali que o reembolso de tarifas desembarcou, porque tarifa incide sobre produto físico. A prova está na linha seguinte: serviços, que não pagam tarifa nenhuma, ficou praticamente parado. A melhora não foi operacional.
Vale registrar um desequilíbrio que explica boa parte do valuation da Apple. Serviços representam 28,1% da receita, mas respondem por 42,4% do lucro bruto do trimestre. Produtos são 71,9% da receita e apenas 57,6% do lucro. Cada dólar de serviço vale quase o dobro de um dólar de hardware, e é por isso que o mercado aceita pagar perto de 40x o lucro por uma empresa que, no fim das contas, vende telefone.
Serviços: um pequeno sinal de alerta
Os relatórios revelaram um problema silencioso do trimestre. Serviços cresceram 12,1%, um bom número isolado, mas bem abaixo dos 16,2% do trimestre encerrado em março e, mais grave, abaixo do que a própria Apple havia sinalizado. Na teleconferência de abril, o diretor financeiro Kevan Parekh disse que os serviços cresceriam em ritmo “similar ao reportado em março” (ou seja, algo perto de 16%, ressalvando o efeito cambial). Ficaram cerca de 4 pontos percentuais aquém.
A linha chegou a recuar 0,8% em relação ao trimestre imediatamente anterior. Foi o único item da projeção que a Apple não cumpriu, e não é um item qualquer: é o que sustenta o múltiplo da ação. Parte da imprensa de mercado atribuiu a reação negativa à combinação de serviços com a Grande China, embora as estimativas para a região divergissem bastante entre as casas: havia projeções de US$18,8 bilhões, que o resultado cumpriu, e de US$19,5 bilhões, que não.
Fora das manchetes do balanço, três indicadores das demonstrações merecem atenção, e nenhum deles apareceu no material de divulgação.
O estoque quase dobrou, de US$5,7 bilhões em setembro de 2025 para US$11,1 bilhões, alta de 94%. Uma empresa que é referência mundial em operar com estoque enxuto dobrou o estoque em 9 meses. A leitura mais provável é compra antecipada de memória, antes que os preços subam ainda mais. É a confirmação contábil do que Cook disse em junho, quando afirmou que aumentos de preços eram inevitáveis.
Pesquisa e desenvolvimento saltou para US$11,7 bilhões, o dobro do ritmo da receita, e passou de 9,4% para 10,7% do faturamento. Ao mesmo tempo, o investimento em ativo fixo (equipamentos, imóveis, veículos etc.) caiu 28% no acumulado de 9 meses. É a tese da IA “capital-light” traduzida em números: a Apple gasta mais em gente e software, e menos em concreto e servidor, apostando em rodar inteligência nos mais de 2 bilhões de aparelhos que já estão nas mãos dos usuários. O oposto de Microsoft, Google e Amazon.
O caixa operacional de 9 meses foi de US$117 bilhões, contra US$81,8 bilhões. Mesmo assim, a recompra de ações caiu de US$70,6 para US$62,1 bilhões. A Apple está segurando dinheiro, o que é coerente com o estoque dobrado e com uma troca de comando marcada para 1º de setembro.
Há ainda um detalhe na linha de outras receitas, que agrupa o que a Apple ganha fora da operação: juros do caixa aplicado, juros pagos sobre dívida, variação cambial e valorização de participações minoritárias. O resultado foi de US$572 milhões positivos, contra US$171 milhões negativos há um ano — um giro de US$743 milhões. A carteira de caixa e aplicações subiu para US$146,5 bilhões, enquanto a dívida caiu para US$82,3 bilhões. Mais dinheiro rendendo, menos juros a pagar. É lucro financeiro, não operacional.
A projeção para setembro veio bem abaixo
O trimestre relatado é recorde. A projeção que o acompanha, não. E como o mercado precifica futuro e não passado, foi ela que dominou a reação. A ação, que havia fechado o pregão a US$333,43, caiu cerca de 6,5% na negociação estendida ao longo da teleconferência, o que equivale a aproximadamente US$317 bilhões de valor de mercado. No dia seguinte, a queda se confirmou: -7,35%. A projeção da Apple para o trimestre de setembro, o último do ano fiscal, veio com dois números desconfortáveis.
Indicador
FQ3 2026 (real)
FQ4 2026 (projetado)
Crescimento de receita
16,4%
de 9% a 11%
Margem bruta
50,1%
de 47% a 48%
Margem bruta sem reembolso de tarifas
48,1%
de 47% a 48%
Receita implícita
US$109,4 bilhões
de US$111,7 a US$113,7 bilhões
A desaceleração de 16,4% para algo entre 9% e 11% já seria suficiente para incomodar. O que agravou foi a justificativa: Parekh afirmou que o impacto das restrições de oferta deve “aumentar significativamente” em relação ao trimestre anterior — citando explicitamente iPhone, Mac e iPad —, e mencionou ainda ventos contrários de câmbio sobre a receita de iPhone.
A margem projetada de 47% a 48% é o número mais revelador de todo o balanço. Ela fica abaixo do resultado limpo deste trimestre sem o reembolso de tarifas. Ou seja: a Apple está dizendo que a margem vai cair de verdade, em bases comparáveis. O colchão de estoque de memória comprado a preço favorável, que segurou os custos nos últimos trimestres, está acabando, e o trimestre de setembro é justamente o que carrega o lançamento dos “iPhones 18 Pro/18 Pro Max” — e provavelmente do “iPhone Ultra”, o primeiro dobrável da empresa.
Ternus assumirá como diretor executivo em 1º de setembro, com Cook passando a presidente executivo do conselho. A julgar pelo balanço, ele recebe uma casa em ordem: receita recorde, base instalada de aparelhos ativos em máxima histórica em todas as categorias principais, patrimônio líquido de US$107,5 bilhões e — possivelmente — a companhia mais valiosa do mundo.
Recebe também três problemas bem definidos. O primeiro é o custo de memória, que já forçou aumentos de preço no MacBook Air, no Mac mini e no Mac Studio, e que agora vai comprimir margem sem o amortecedor do estoque barato.
O segundo é a desaceleração dos serviços, com os recursos judiciais contra o acordo de busca com o Google ainda pendentes.
A leitura mais honesta deste balanço talvez seja esta: Cook encerra sua gestão entregando o melhor trimestre abril-junho da história da Apple, a maior capitalização de mercado do mundo e uma operação que cresce dois dígitos em todos os continentes em que atua. O que ele não entrega pronto é a próxima curva: provar que a aposta de rodar inteligência artificial dentro do aparelho, e não na nuvem, vale o múltiplo de 40x que a ação vinha cobrando. Essa parte, agora, é com Ternus.
Metodologia
Os números do trimestre e do comparativo anual foram extraídos das demonstrações consolidadas condensadas não auditadas da Apple referentes ao terceiro trimestre fiscal de 2026 e ao terceiro trimestre fiscal de 2025, conferidas linha a linha. As margens por linha de negócio, os indicadores de balanço patrimonial e de fluxo de caixa e todos os percentuais foram calculados a partir desses documentos.
As estimativas de consenso de Wall Street citadas foram compiladas antes da divulgação junto a Yahoo Finance, TipRanks, Zacks, Visible Alpha, Hudson Labs e Goldman Sachs.
A projeção para o trimestre de setembro e as declarações do diretor financeiro vêm da teleconferência de 30 de julho de 2026, com apuração de 9to5Mac, CNBC e AppleInsider.
Os dados de mercado chinês são da IDC e da CAICT. A série de fechamentos mensais da ação tem origem em StatMuse, StockAnalysis.com, FinancialContent e Macrotrends, via S&P Global Market Intelligence.
O ajuste identificado como “sem reembolso de tarifas” não é uma linha contábil: é cálculo próprio a partir do efeito que a Apple declarou no comunicado de resultados.
Observação
Este texto não constitui recomendação de investimento.
Se você precisa de uma ferramenta para escrever ao dar aulas ou palestras, conheça e veja como instalar o quadro branco OpenBoard no Linux via Flatpak.
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Japan earthquake relief efforts will receive financial support from Apple following the powerful earthquake that struck Kumamoto Prefecture on the island of Kyushu.
CEO Tim Cook announced the donation through social media on July 30. He expressed concern for people facing the earthquake and continuing aftershocks while thanking the first responders helping affected communities.
“Japan has a very special place in my heart.”
Cook wrote before confirming that Apple was making a donation to support relief work.
Apple did not disclose the amount, recipient organizations or whether its contribution would support the immediate emergency response, longer-term reconstruction or both. The company frequently keeps disaster donation amounts private, even when Cook publicly confirms its participation.
The announcement came as rescue teams continued searching damaged homes, industrial facilities and the remains of a shopping center. Survivors were dealing with water shortages, disrupted transportation, damaged buildings and dangerous summer temperatures.
Image Credit: Wikimedia
Japan Earthquake Relief Follows Deadly Kumamoto Disaster
The earthquake struck southwestern Japan on Tuesday, July 28. Japanese reporting and international agencies have described it as a magnitude 7.1 event, while the U.S. Geological Survey measured it at magnitude 6.8. Differences can occur because agencies use different measurement methods and datasets.
The earthquake reached the highest level on Japan’s seismic intensity scale in parts of Kumamoto. Strong shaking damaged roads, houses and public infrastructure across communities near the epicenter.
The confirmed death toll had risen to 34 by Friday, according to Kumamoto prefectural authorities. Additional people were injured or remained missing as emergency workers entered the period when the likelihood of finding survivors beneath collapsed structures begins to decline sharply.
One of the most severe incidents involved an explosion and partial collapse at a shopping center. The earthquake also toppled a large chimney at a paper factory, damaged traditional homes and caused another section of the stone walls at Kumamoto Castle to collapse.
The historic castle was undergoing extensive restoration after the 2016 Kumamoto earthquakes. Damage to rebuilt or partially restored areas illustrates how recovery from one major disaster can remain unfinished when another arrives.
Aftershocks continued during the rescue operation, increasing the danger for emergency personnel entering unstable buildings. They also discouraged residents from returning to damaged homes, even when those structures remained standing.
Thousands of survivors moved into public shelters or slept inside vehicles. Some families chose cars because evacuation centers were crowded, while others feared that another strong tremor could collapse weakened buildings.
Extreme heat added another emergency. High summer temperatures can quickly create dehydration, heat exhaustion and medical complications, particularly for older people, children and residents sleeping in vehicles without reliable cooling.
Apple Donation Joins an Expanding Corporate Response
The Apple donation places the company among several technology and entertainment businesses providing money for Japan earthquake relief and reconstruction.
The Pokémon Company announced a contribution of 100 million yen to Kumamoto Prefecture, the Japanese Red Cross and other support organizations. The funding is intended to assist people affected by the earthquake and support restoration across damaged areas.
Sony committed 50 million yen and began collecting additional employee donations that the company will match. Its contribution is being directed toward the Japanese Red Cross and an emergency fund operated with Save the Children.
Sony has a direct industrial connection to Kumamoto through its semiconductor operations. The company described the prefecture as a community with which it has developed deep ties since establishing the Kumamoto Technology Center in 2001.
Apple also maintains substantial commercial and cultural connections with Japan through its retail stores, developer community, suppliers and customers. Cook has visited the country repeatedly and has met Japanese developers, musicians, educators and manufacturing partners during previous trips.
The amount behind Apple’s latest commitment may never be made public. The absence of a disclosed figure prevents direct comparison with other corporate donations, and it also leaves unanswered which organizations will distribute the money.
Relief contributions can support several different stages of a disaster response. Immediate funding may pay for water, food, temporary shelter, medical care and emergency equipment. Later funding can help repair homes, restore community services and assist families whose employment disappeared with damaged businesses.
The timing of Apple’s donation places it during the immediate emergency rather than after the complete scale of destruction has been calculated. Recovery costs will continue changing as inspectors determine which buildings can be repaired and which must be demolished.
Kumamoto Faces Another Long Recovery
Kumamoto experienced a destructive sequence of earthquakes in April 2016. Those events killed dozens of people, damaged or destroyed more than 100,000 buildings and displaced large numbers of residents.
Apple responded at the time by allowing customers to send donations to the Japanese Red Cross through iTunes. The system offered preset contribution amounts that were transferred without Apple retaining a percentage.
The company has used similar responses after earthquakes, hurricanes, floods and wildfires in several countries. Cook usually announces the commitment publicly while leaving the amount and distribution arrangements private.
Apple has previously contributed directly to relief organizations and has sometimes provided matching programs for employee donations. It has not announced whether employee matching or a customer donation channel will accompany the current Japan earthquake relief commitment.
The 2026 disaster presents different immediate pressures from the 2016 earthquakes because it arrived during intense summer heat. Shelter capacity alone does not solve the problem when buildings lack sufficient cooling, water or private areas for medically vulnerable residents.
Japanese authorities deployed Self-Defense Force personnel and emergency teams to support local rescuers. Prime Minister Sanae Takaichi instructed agencies to prioritize the protection of life, collect information quickly and coordinate assistance across national and local government.
Electricity had been restored by Friday evening, according to the local power company, but water remained a serious concern. Kumamoto authorities said nearly 80,000 homes were still without running water, creating demand for bottled supplies, mobile water stations and sanitation support.
A water interruption affects more than drinking. Hospitals, shelters, restaurants and homes need reliable supplies for hygiene, food preparation and medical care. Restoration can take longer than electricity because ruptured pipes must be located, isolated and repaired across damaged roads and neighborhoods.
Apple Donation Arrives Before the Full Damage Is Known
Apple’s announcement communicates support without defining how the money will be used. The effectiveness of the contribution will depend on the recipient, timing and ability to direct funding toward needs that remain after the first wave of public attention passes.
Immediate rescue work receives the greatest visibility, but rebuilding homes and local businesses can continue for years. Families may need temporary housing long after shelters close, while damaged schools, transportation routes and medical facilities require larger reconstruction programs.
Private donations cannot replace government disaster funding. They can provide additional flexibility for relief groups that need to purchase supplies quickly or reach people whose circumstances do not fit standard assistance programs.
The continuing aftershocks also make damage assessments provisional. A building considered stable after the first inspection may require another examination, while rain or additional shaking can affect weakened slopes and structures.
Apple has not indicated whether it will open a public donation channel through the App Store or another service. Its current response is limited to the corporate contribution confirmed by Cook.
The next stage of Japan earthquake relief will move from search operations toward shelter support, structural inspections and temporary housing. In Kumamoto, the most urgent calculation is already measured beyond financial totals: nearly 80,000 homes need running water restored while residents endure the hottest weeks of the Japanese summer.
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